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Bust Those Bad Money Habits!

September 10, 2015 By Janice Woerner Leave a Comment

A Habit is a recurrent, often unconscious, pattern of behavior that is acquired through frequent repetition.

We all have habits we carry around since our childhood. Eating habits, sleeping habits, and yes, money habits!

“Money habits are formulated at a very young age for most people, I think how money works and what it means is deeply ingrained in us at a very young age.

Whatever your problems with money, you can change – but it’s going to take work. After all, you’re trying to change habits that you have developed over a lifetime.

If you want to change some negative behaviors but can’t seem to get the momentum going,  you’re not the only one!

Here are three tips for flushing your  bad money habits:

  1. Write your goal down – Simply identifying your goal and writing down your intention can increase the chances you will pay attention to what mistakes you are making with your money and follow through with your  intentions.
  2. Change your thinking – Instead of thinking in terms of breaking your bad money habit, think about creating a new behavior. Instead of impulse buying when you feel down, do something free that makes you feel good, like walking at the beach, watching a movie at home with a friend etc.
  3. Reward your successes – Every little victory is a success you should celebrate! If you go out for lunch during the week, then you had a week where you packed your lunch and saved the money you would have spent, reward yourself with something that doesn’t cost much, like coffee in the morning with a friend.

Be patient and give yourself at least 6 weeks before the new behaviors become a habit! Remember it took your whole life to develop the bad habits you have now! Make sure you set your budget so you know what you are aiming for!

 

Lynette Barbieri is a woman who enjoys life, lives for the moment and does it on her own terms. Barbieri has owned her financial business for over 18 years and is the Co-Founder of the Entrepreneurial Think Thank for Women. ETTWomen is where her passion lies. As she continues to grow in her personal endeavors, she also mentors women entrepreneurs. As a mother of 4, Barbieri fully understands the obstacles women face while trying to pursue their goals. For questions or comments contact  Lynette Barbieri at Lmb0516@live.com

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Meet Janice Woerner, OTR/L

The inspiration for JGH&W.com came from a blog that Janice Woerner wrote in 2010 when first diagnosed with breast cancer. She created Jersey Girl Health and Wealth.com to connect those affected by breast cancer and provide resources including where to get the best wigs, lingerie, therapeutic services, yoga classes...to name a few. Read More…

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